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Mortgage Calculators

This calculator is for illustrative purposes only. Users should not rely on this calculator to make any financial decisions. While every effort is made to keep this tool up-to-date, John Byma does not guarantee the accuracy, reliability or completeness of any information or calculations provided by this calculator. John Byma is not liable for loss or damage of any kind arising from the use of this tool.

Working with Financial Documents

An amortization schedule gives you a complete breakdown of every monthly payment, showing how much goes toward principal and how much goes toward interest. It can also show the total interest that you will have paid at a given point during the life of the loan and what your principal balance will be at any point.

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Buying vacant land can serve as a tremendous investment opportunity to generate steady income or save for retirement. Depending on where you live, there are so many ways that you can utilize this land, from operating it as a rental property to using it for commercial purposes. Indeed, one of the key advantages of buying vacant land is that you can decide what you want to do with it.

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